Creative Benefits, a WageWorks company
Creative Benefits, a WageWorks company
DELIVERING CREATIVE SOLUTIONS FROM A FOUNDATION OF BENEFITS EXPERTISE

Creative Benefits is a third party administrator providing superior services in Flexible Spending Accounts (FSA), Transit and Parking (T&P), Health Reimbursement Arrangements (HRA), Premium Only Plans (POP), COBRA, Premium and Eligibility (Online Enrollment and Eligibility) and Employee Communications (Benefit Statements).


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PARTICIPANTS/EMPLOYEES

Want to access your Spending Account (FSA, HRA, T&P), update your personal data or conveniently enter your FSA and T&P claims directly into our system? Click on Your Account button and login.

Check other Accounts

Claim Forms

Customer Service

Email –
Phone – 888-295-5656
Hours - 5:00 am to 5:30 pm Pacific Time, Monday through Friday.

Check our Frequently Asked Questions on our Participants page

Eligible Expense List

What expenses are eligible for reimbursement under a cafeteria/flex plan?

TAX Savings Calculator

How much can you save in taxes by participating in cafeteria/flex and transit & parking plans?

payment cards

Using your Payment Card at merchants such as pharmacies, grocery and multi-use stores? Review the most up-to-date merchant list from SIGIS. Click here and then choose SIGIS Merchant List.

CLIENTS/EMPLOYERS

Looking for client guides, CB materials, etc? Find it here through our secure client login and choose Resources to quickly access the items you need.

Regulation Updates:

Check our IRS Guidance page for the latest regulation news. Covers payment cards, FSA's, dependent care spending accounts, Health Spending Accounts and more.

 

meeting

BROKERS/BUSINESS PARTNERS

Interested in Creative Benefits services? Choose from Solutions to learn more or click the Get a Quote button to access our service proposals.

Brokers: Register Now!

and you will be added to our database for future correspondence and updates.

Why CB?

Read our brochure "It Takes a True Professional" in PDF format.

Read our CB Brochure

Contact us for more information.

News

CB Announces additions to the management team

September issue of ECFC Flex Reporter features two articles by Jody Dietel

WageWorks acquires Creative Benefits, leading provider of consumer-directed benefits services to SMBs

Jody L. Dietel, CFCI chairs the 21st Annual ECFC Administrators Symposium

Roselyn Vizcarra is promoted to Manager, Business Development

<<Read More Here>>

Announcements


IRS Delays Payment Card Pharmacy Changes Effective 1/1/09

Dec. 4, 2008: Today, the IRS released Notice 2008-104, which delays the need for all pharmacies and drug stores to implement an Inventory Information Approval System (IIAS) or certify that 90% of their gross receipts were derived from the purchase of eligible medical expenses in order for payment cards to be used at their locations. The notice delays the impact of this from January 1, 2009 to July 1, 2009. Therefore, participants can continue to use their payment cards at all pharmacies and drug stores up until July 1. Substantiation continues to be required for all transactions that are completed at merchants without an IIAS in place. IRS Notice 08-104

 

 

IRS Announces Mileage Rates for 2009

Nov. 25, 2008: IRS announces standard mileage rates for 2009 of 24 cents per medical mile. See Revenue Procedure 2008-72.

 

 

IRS Announces 2009 Transit and Parking Limits on October 16, 2008

By law, the dollar amounts for a variety of tax provisions must be revised each year to keep pace with inflation. As a result, more than three dozen tax benefits, affecting virtually every taxpayer, are being adjusted for 2009. Find out more about the key changes affecting 2009 returns.

 

 

Bail Out Package Includes Transit fringe Expansion to Bicyclists Effective 1/1/2009

The bail out package, signed into law by President Bush on Friday includes an expansion of the pre-tax transit benefits under Section 132(f). Essentially, workers who regularly commute to work using a bicycle, can be reimbursed up to $20 per month to store, purchase, improve or repair their bicycle. Continued

 

IRS Guidance on Qualified Reservist Distributions - HEART ACT

The Heroes Earnings Assistance and Relief Tax Act of 2008 (the HEART Act), enacted June 17, 2008, Pub. L. No. 110-245, amended section 125 of the Internal Revenue Code to provide a special rule allowing distributions of unused amounts in a health Flexible Spending Arrangement (health FSA) to reservists ordered or called to active duty. Section 114 of the HEART Act applies to distributions made on or after June 18, 2008. Continued

 

Treasury and IRS Officials Busy! More HSA Guidance Released Today.

6/25/08: The Treasury Department and the Internal Revenue Service today released Notice 2008-59, which provides employers and employees with a new set of formal questions and answers on Health Savings Accounts (HSAs). Continued

 

President Signs Military Tax Relief Bill (HEART Act)

On June 17, 2008, President Bush signed the Heroes Earnings Assistance and Relief Tax (HEART) Act (HR 6081). The legislation addresses the treatment of certain payments made to individuals who are called to active military service. Specific to health flexible spending accounts ("FSA"), the HEART Act permits "qualified reservist distributions." Continued

 

IRS Increases Medical Mileage

IRS increases the medical mileage rate by eight (8) cents for the last six months of 2008. The medical mileage rate increased from 19 cents to 27 cents a mile for expenses incurred between July 1 until December 31, 2008. For IRS information go to http://www.irs.gov/newsroom.

 

Costco Wholesale, Inc. Announces the Visa FSA and Signature Debit Card Acceptance Program